Family coverage covers employee and one or more eligible dependents.

Newly Hired or Newly Eligible

Newly hired or newly eligible employees have 60 days from date of hire/eligibility to enroll. After the 60-day timeframe, they must wait until open enrollment.

Example: An employee hired on January 1 must enroll no later than March 1.

Open Enrollment

The annual open enrollment period is held in the fall.

• Employees who are currently enrolled do not need to re-enroll.
• Eligible employees who are not currently enrolled can enroll during this period.
• Employees can make changes to their coverage, add and/or delete dependent(s) or cancel their coverage.

Eligible state employees can enroll online, by phone, fax, mail or email, with the exception of Direct Pay agencies, PI, TAU or LT employees.

Employees with questions regarding enrollment should contact their departmental personnel office for assistance.

California Exposition & State Fair, (Cal Expo) California Fairs Services Authority (Cal Fairs), or the Legislative Analyst’s Office (LAO)

 Cal Expo, Cal Fairs, and LAO employees must enroll by completing the State of California Group Legal Insurance form and submitting to their departmental personnel office.

Permanent-Intermittent (PI), Limited-Term (LT), and Temporary Authorization Utilization Employees (TAU)

PI, LT, or TAU employees must enroll by completing the State of California Group Legal Insurance form and submitting to their departmental personnel office.

Available Options

 Online

Employees can enroll online by visiting the  ARAG Legal Insurance.

 Enrollment form

Employees can locate the form by visiting ARAG Legal Insurance website.

Phone

Employees can enroll over the phone by contacting ARAG Customer Care.

Mail, Email or Fax

Employees can mail, email or fax completed forms to ARAG Insurance.

Forms must be mailed or faxed to ARAG Insurance by the close of the 60-day eligibility period or last day of the Open enrollment period.

Note: Employees should retain a copy of the enrollment forms for their records.

The effective date of enrollment is dependent on when employees submit the enrollment form or enroll online.

Newly Hired/Newly Eligible

The effective date of coverage will begin on the first day of the month following the first premium deduction.

• If the employee enrolled online, or by phone, fax or email and the enrollment form is processed by the 10th day of the calendar month, coverage will become effective on the first day of the next calendar month.
• If the employee enrolled online, or by phone, fax or email and the enrollment form is processed after the 10th day of the calendar month, coverage will become effective on the first day of the second calendar month.

Example:

Hired January 1 (60-day eligibility period ends March 1)
Enrolled January 1
Effective February 1
Premiums will be taken from the January pay warrant

Hired January 1 (60-day eligibility period ends March 1)
Enrolled January 11
Effective March 1
Premiums will be taken from the February pay warrant

Hired January 1 (60-day eligibility period ends March 1)
Enrolled March 2
Employee missed enrollment opportunity and must wait until Open Enrollment to enroll

Open Enrollment

Enrollment will be effective January 1.

Note: Employees should review their pay warrant to make sure the premium has been deducted. If the premium has not been deducted, employees should contact their departmental personnel office.

Employees can cancel coverage at any time, including during the open enrollment period. Employees with questions regarding cancellation should contact their departmental personnel office for assistance.

Open Enrollment

Employees can cancel coverage on ARAG’s website, over the phone or by sending the cancellation form to ARAG by mail, fax, or email.

Outside of Open Enrollment

Employees can cancel their coverage over the phone or by sending the cancellation form to ARAG by mail, fax, or email.

California Exposition & State Fair, (Cal Expo) California Fairs Services Authority (Cal Fairs), or the Legislative Analyst Office (LAO).

 Cal Expo, Cal Fairs, and LAO employees must cancel by completing the State of California Group Legal Insurance form and submitting to their departmental personnel office.

Permanent-Intermittent (PI), Limited-Term (LT), and Temporary Employees (TAU)

PI, LT, or TAU employees must cancel by completing the State of California Group Legal Insurance form and submitting to their departmental personnel office.

Available Options

Online

Employees can enroll online by visiting the  ARAG Legal Insurance website.

 Phone

To cancel by phone, contact ARAG Customer Care.

Mail, Email or Fax

Mail, email or fax completed forms to ARAG.

Employees should retain a copy of the form for their records.

Employees who are currently enrolled and have one of the following permitting events have 60 days from the date of the event to change their current coverage.

• Birth or adoption of a child
• Child reaches age 26 or marries (whichever comes first)
• Death of a dependent
• Marriage
• Divorce

Employees are responsible for informing ARAG of changes. If the employee fails to initiate a mandatory deletion within the 60-day period of the permitting event date, the employee will not be reimbursed for the overpayment of premiums, nor will ARAG provide coverage for family members who no longer meet the eligibility requirements.

Employees can obtain the Group Legal Enrollment form from their departmental personnel office, ARAG website, or by clicking on the below link:

Group Legal Enrollment Authorization Form 200550

Employees should work with their departmental personnel office for any enrollment and eligibility inquiries. Employees should contact ARAG for legal matters or to file a claim.

Departmental Personnel Office

www.sco.ca.gov/ppsd_cpod.html

CalHR

Grouplegal@CalHR.ca.gov

ARAG

Mailing Address

ARAG Insurance Company
500 Grand Avenue Suite 100
De Moines, IA  50309-9958

Customer Care

Toll-free (866) 762-0972
TTY (800) 383-4184 (or 711 to reach a relay operator)

Fax

(515) 246-8816

Email

Forms@ARAGLegal.com

Only to be used to email enrollment forms.

Website

www.araglegal.com/socInfo

The enhanced services provides preparation of the documents for employees’ parents and grandparents.

This includes:

• Individual will or spousal will(s). (Does not include any tax planning services done in connection with the will.)
• Amendments to an existing will
• Living Wills and Health Care Directives
• Durable and Financial Power of Attorney coverage for your parents and grandparent.

Employees can contact ARAG at 1-866-762-0972.