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Group Long-Term Disability Insurance (LTD)– Excluded Employees Only

Group Long-Term Disability Insurance (LTD)– Excluded Employees Only

Group Long-Term Disability (LTD) is a voluntary insurance plan that is available to eligible excluded state employees only. This benefit replaces a portion of your income in the event you cannot work for six months or more due to a covered illness or injury. By protecting your income and helping you to meet your financial commitments in a time of need, this benefit can be key to maintaining your standard of living. Eligible excluded state employees can enroll online by visiting the Standard Insurance website and select the “Enroll Now” tab.

Contact Information

Standard Insurance

900 SW Fifth Avenue

Portland, OR  97204-9805

 

Direct Customer Service Line: (971) 321-6448

Toll-Free Customer Service Line: (888) 641-7193

Email: socltdforms@standard.com

Hours of Operation: Monday 5:00 a.m. to 5:00 p.m. Pacific Time

 

Website: standard.com/mybenefits/california

Enroll Now: standard.benselect.com/Enroll

For more information, contact LTD@calhr.ca.gov

For more information on this program and eligibility please contact your department’s personnel office.

 

Frequently Asked Questions

Are my dependents eligible to enroll into LTD?

No. Only employees are eligible to enroll.

Is Long Term Care the same as Long Term Disability?

No. The Long-Term Care (LTC) Program offered through CalPERS, provides coverage for employees who need extended care due to a chronic disease, age, or serious accident. Long Term Disability is income protection for active eligible excluded employees who cannot work due to a serious injury or illness.

For information about the CalPERS LTC Program, please visit their website.

What if I have moved to a represented position?

If you cease to be eligible due to a classification change, you can continue coverage for up to 24 months by making payments directly to Standard Insurance.

You must request this continuance in writing within 60 days of the date you lose eligibility by completing the Request for Long Term Disability 24 month Direct Pay Coverage (SI 13898-643146 at standard.com/mybenefits/california.

Mail or Email completed form to Standard Insurance at:

National Accounts Services SOC Team

Standard Insurance Company

900 SW 5th Ave

Portland, OR  97204-9805

Email: socltdforms@standard.com

For more information view the Coverage Continuation on Standard Insurance website.

What happens if I am no longer a state employee?

If you separate from state service, you may be eligible to convert your plan to an individual plan providing you have been enrolled for at least 12 months and are not disabled from performing the duties of your occupation at the time you separate. The conversion is subject to approval by Standard Insurance.

For more information, please contact the Standard Insurance at (888) 641-7193.

You have 31 days from separation to apply for the conversion, please complete the Request for Group LTD Conversion Material  (SI 4781-643146).

Mail or Fax completed form to Standard Insurance at:

National Accounts Services SOC Team

Standard Insurance Company

900 SW 5th Ave

Portland, OR  97204-9805

Fax (971) 321-6744

What if I am on a Leave of Absence (LOA)?

You have 31 days from the date you went out on a LOA to convert your plan. You must have been enrolled for at least 12 months and not be disabled from performing the duties of your occupation at the time you went out on a LOA. The conversion is subject to approval by Standard Insurance.

For more information, please contact the Standard Insurance at (888) 641-7193.

To apply or receive ​conversion materials, please complete the Request for Group LTD Conversion Material  (SI 4781-643146).

Mail or Email completed form to Standard Insurance at:

National Accounts Services SOC Team

Standard Insurance Company

900 SW 5th Ave

Portland, OR  97204-9805

Email: socltdforms@standard.com

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