COBRA

Consolidated Omnibus Budget Reconciliation Act (COBRA)

The Consolidated Ombinus Budget Reconciliation Act (COBRA) of 1985 (enacted July 1, 1986), requires that employers with 20 or more employees, and maintain group benefit plans (including health, dental, vision, and medical reimbursement account), offer continuation of benefit coverage for a specific period of time to covered employees, spouses, domestic partners*, and dependent children who lose group coverage due to a qualifying event.

*State of California Legislation, not federal law.

As a state employee enrolled in state-sponsored benefits, you must be aware of your COBRA rights in the event that you lose coverage due to a qualifying event. You also have the responsibility to report certain life events to your department’s personnel office to ensure you and your qualified dependents maintain COBRA eligibility.

Your department’s personnel offices will provide the initial general COBRA notice to individuals covered under state-sponsored plans describing their COBRA rights. Your department’s personnel offices must provide this notice to covered individuals within the first 90 days of coverage. The notice contains the information that you need to know to protect your COBRA rights while you are covered under the plans. This includes the name of the plan, a general description of the COBRA coverage provided under the plan, HR contact information, and an explanation of any notices you must give your department’s personnel office to protect your COBRA rights.

For more information on the program and eligibility please contact your department’s personnel office.

2023 Cobra Group Continuation Coverage